SML Finance Ltd, the flag ship company of SML group, with strong fundamentals is a pro-active, deposit taking NBFC registered with The Reserve Bank of India bearing Regd No. 16.00065 had a humble beginning as a small financial institution back in 1980s. The company became private ltd in 1996 and in 1998 converted as public ltd with registered office at Kunnamkulam, Trichur (Dt) and corporate office at Edappally, Ernakulam (Dt).

We proudly hold the status of an asset finance company and our diversified products suit make us masters to cater all kinds of financial needs. Our retail offerings in deposits, vehicle loans and medium enterprise loans make us stand unique in the market, Whether it is two wheeler loans, three wheeler auto loans, car loans, commercial vehicle loans or medium enterprise loans, we have tailor made products and services in our kitty. Our vibrant and strategic team is always trying to introduce innovative products that fits to serve customers from all walks of life.

At present we have 23 branches (still counting) spread across the length and breadth of Kerala, serving more than 50000 customers heart with a work force of 500+ employees under the steward ship of C. C. William Verghese Managing Director of the company. Gross turn over of the company crossed 18609.02 lakhs and profit before tax touched 887.01 lakhs as on 31/03/2013. Net owned funds increased to 3387.03 lakhs as on 31/03/2013 from 1871.44 lakhs of 2009-10. Reserve and surplus recorded all time high of 2784.01 lakhs as on 31/03/2013.

SML Annual Report 2010-2011



SML Annual Report 2011-2012



SML Annual Report 2012-2013