The brain child of Sri. C. C. William Varghese, whose sole mission with the right vision has given birth to this group, starting its business in 1980 with the registered office at Kunnamkulam and corporate office at Ernakulam. The very perseverance of the person at the helm, who leads from the front, and speaks of the truth that “no substitute for hard and smart work”, well supported by the dedicated directors and committed work force lead to what SML group is at present with two divisions SML Finance Limited and SML Motors.