Sri C.C. William Varghese Chairman of the SML group started his career with a small gold loan firm locate at kunnamkulam. Facing stiff competition and over coming lot of hurdle he developed it in to SML Finance Ltd a NBFC Approved by RBI. SML Finance Ltd is a leading asset finance company in Kerala. Its financial service includes fixed deposit short term deposit, Hire purchase for 2w, 3w, 4w vehicles, Gold loan facility. SML Finance Ltd currently operates with 12 branches spread across Kerala. Presently it has got staff strength and customer’s base of SML Finance Ltd is planning for massive expansion opening branches in and out of Kerala.